"People that think they can predict the short-term movement of the stock market - or listen to other people who talk about (timing the market) - they are making a big mistake." - Warren Buffett
American Investment Advisors, Inc. (AIAI) has been providing discretionary investment management for retail investors, high net worth individuals, corporations, retirement plans and non-profit entities since 1991. AIAI is an independent, fee-only investment advisory firm.
Our Mission: To Serve
The AIAI mission is to deliver long-term value to our clients through objective investment advice and management. We are committed to providing guidance tailored to the needs of each client.
Our investment management effort is characterized by:
Focused Relationship Management
Tax-sensitive Customized Portfolio Construction
Unbiased Advice
"Wealth is not his that has it, but his that enjoys it." -Benjamin Franklin
"Better to buy a great business at a fair price than a fair business at a great price." - Charlie Munger
The AIAI Investment Process
Our investment process begins and ends with our clients' investment objectives
The AIAI Investment Philosophy
Our goal in the management of portfolios is to seek growth without undue exposure to risk. Our investment objective is not to “beat the market,” but to achieve each client’s individual financial goal within prudent risk parameters.
We execute our philosophy by:
Creating a customized asset allocation strategy which seeks to maximize after-tax returns based on each client’s investment objectives, risk tolerance and investment horizon.
Investing in well-diversified portfolios and managing assets for tax-efficient long-term gains as applicable.
Providing ongoing services and advice that allows us to adapt to shifting market conditions as well as changes in our clients financial circumstances.
Establish Investment Objectives
Wealth Preservation
Wealth Appreciation
Risk Management
Income Generation Reviews
Develop Investment Plan
Asset Allocation
Risk Diversification
Tax Efficiency
Investment Time Horizon
Investment Policy Statement
Implement Investment Strategy
Equities
Fixed Income
Cash
Manage Investment Relationship
Performance Monitoring
Portfolio Rebalancing
Quarterly Portfolio Report
Ongoing Investment